Request a Proposal

The following prerequisites should be noted when requesting group proposals:

Underwriting Requirements
Davis Vision programs are designed for “pure groups” only, precluding individual enrollment, and rates are charged on a per-month basis. Large groups’ rates are guaranteed for two years from the plan’s effective date.

Group Qualification
Fully insured and self-funded, non-contributory programs require a minimum of 300 full-time employees. The sponsor pays 100% of the premium for all beneficiaries and dependents. Information on the exclusion of some beneficiaries and dependents should be submitted in advance for Davis Vision’s approval.

Groups wanting beneficiaries to pay a portion of the premium must receive approval from Davis Vision prior to quoting rates. Voluntary offerings require a minimum of 1,000 eligible employees.

Group Information
Please provide the following to enable us to quickly develop the most accurate proposal possible:

• Group name and address
• Number of employees
• Employee zip code listing
• Current census data, including number of contract holders and their dependents
• Waiting period for new employees
• Current vision plan information, including in-force benefits
• Benefit utilization history, if available

Rates and Regional Variation
Davis Vision assigns each state to a regional pricing zone. All quotes must reflect the regional variation. However, if a specific group’s demographics (for multi-state sponsors) have been presented, a case-specific quote will be developed.

Rates can be presented in the following formats with the categories mirroring the company's Major Medical Coverage:

Composite
Applicable when the employer desires a per-person rate for each individual covered. The composite rate is to be used for each employee, regardless of family size.

Contract
Davis Vision’s agreement/policy will be prepared for the client group’s signature upon receipt of all enrollment requirements. Also, you will receive a commission agreement. Commissions will be paid on a monthly basis by Davis Vision following the effective date and upon receipt of the signed contract and benefit consultant agreement.

Effective Date
Davis Vision benefit plans are effective on the first of the month. To guarantee proper implementation, Davis Vision must receive at least a thirty-day advance notice. All enrollment requirements must be met before the effective date.

Request for Proposal (RFP) Submissions
To submit a Request for Proposal, please complete the online form or contact: